Jilidd Debit and Credit Cards — Limits, Fees & Settlement
Debit and Credit Cards is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, referencing Republic Act No. 10870 alongside the Manual of Regulations for Banks and Circular No. 1003.
- Operator
- BancNet runs domestic debit, and the international schemes are run by Visa and Mastercard. Each card traces to an individual BSP-supervised bank, never to the networks
- Regulator
- Bangko Sentral ng Pilipinas, referencing Republic Act No. 10870 alongside the Manual of Regulations for Banks and Circular No. 1003
- Figures as of
- 2026-09
Wallet limit: not published.
Per-transaction cap: not published.
Settlement: not published.
Covered on this page: Debit and Credit Cards, the payment rail. Operator-specific cashier information has been kept off this page on purpose — see the last section for the reason.
Debit and Credit Cards at a glance
| Field | Value |
|---|---|
| Operated by | BancNet runs domestic debit, and the international schemes are run by Visa and Mastercard. Each card traces to an individual BSP-supervised bank, never to the networks |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Not applicable to this rail |
| Per-transaction cap | Not applicable to this rail |
| Settlement | Not applicable to this rail |
| Published fees | BSP Circular No. 1165 of 2023 moved the cap on credit card interest and finance charges on revolving balances up to 36 per cent a year, or 3 per cent a month, away from the 24 per cent cap set in 2020. Nothing beyond a flat PHP 200 per transaction is allowed for cash advance processing fees, as set by that same circular. The widely quoted percentages for merchant discount and interchange rates lack a primary source and are therefore omitted here, given that acquirer and merchant negotiate these rates commercially with no BSP cap involved. |
The numbers on this page were captured in 2026-09 and don’t update after that point. Payment providers adjust their limits and fees without any warning, which makes the provider’s own page the sole reliable, current source.
Gambling transactions: the Debit and Credit Cards position
Whatever BSP, Visa, and Mastercard have said, none of it is a Philippine-specific statement on gambling transactions that could be sourced. Sitting under merchant category code 7995 industry-wide, gambling merchants fall into a restricted category needing explicit acquirer approval, one many issuing banks reportedly turn down automatically. Drawn from general payments explainers rather than any Philippine statement by the networks or the regulator, this description exists solely to explain why a gambling-merchant card payment might be declined with no published rule to point at, not to assert a Philippine-card fact.
Paying with Debit and Credit Cards at Jilidd
- At Jilidd, sign in first and pull up the cashier next.
- Opt for Debit and Credit Cards once the cashier displays the payment methods tied to your account.
- Make sure the name on your Jilidd account matches the name on your Debit and Credit Cards account.
- The minimum, maximum and any fee sit on the cashier screen; look them over before locking in the amount.
The live limits tied to your account show up on the cashier screen, worth reading before each first deposit with a new method.
Other payment rails explained here
- GCashLicensing as an Electronic Money Issuer places it under Bangko Sentral ng Pilipinas
- MayaBangko Sentral ng Pilipinas, under which it counts as a registered Operator of Payment System and an Electronic Money Issuer
- GrabPaySince 2018, Bangko Sentral ng Pilipinas has classified it as a licensed Electronic Money Issuer
- PESONetBangko Sentral ng Pilipinas brings this under its National Retail Payment System framework
FAQ
Who regulates Debit and Credit Cards?
Debit and Credit Cards — regulation: Bangko Sentral ng Pilipinas, referencing Republic Act No. 10870 alongside the Manual of Regulations for Banks and Circular No. 1003. That covers the rail, not the casino.
What turnaround time applies to Debit and Credit Cards?
Nowhere does Debit and Credit Cards state a settlement time.
Does Debit and Credit Cards charge fees?
Published fees: BSP Circular No. 1165 of 2023 moved the cap on credit card interest and finance charges on revolving balances up to 36 per cent a year, or 3 per cent a month, away from the 24 per cent cap set in 2020. Nothing beyond a flat PHP 200 per transaction is allowed for cash advance processing fees, as set by that same circular. The widely quoted percentages for merchant discount and interchange rates lack a primary source and are therefore omitted here, given that acquirer and merchant negotiate these rates commercially with no BSP cap involved.. Providers revise these without notice.
How do I pay with Debit and Credit Cards at Jilidd?
Sign in first, then find Debit and Credit Cards among the methods the cashier lists for your account. Give the account names a match and the cashier's limits a look before you confirm anything.